Episode 098 – Case Study: Saving 15k a year in Poland | Antonello Schiavo

Episode 098 – Case Study: Saving 15k a year in Poland | Antonello Schiavo

This episode is a case study with Antonello Schiavo who is 30 years old living in Poland. He is originally from Italy and moved to Poland to work there at Google. In this episode we talk about his path from saving nothing for several year until he finally kept 15k in 2019. We also talk about his retirement plans, airbnb and real estate in Poland and much more.

We talk about

  • Moving from Italy to Poland for work
  • Cost of living in Poland
  • Airbnb and Real Estate in Poland
  • Shift aways from Lifestyle Inflation
  • His Investment Style with ETFs and Retirement Plans
  • Financial Independence in Poland

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One thought on “Episode 098 – Case Study: Saving 15k a year in Poland | Antonello Schiavo

  1. Saving 15k/year in Poland is pretty impressive. I wish he would have shared some more specifics such as his salary bracket at google. I know for a fact most customer service workers and other employees at outsourcing companies over there are barely making 1000 EUR per month.

    He mentions being wary of debt yet he lends money through mintos (no mention of how much) – does he research what kind of people he lends money to? How does he manage risk?

    41:52 – “You don’t need any debt for it because it’s arbitrage” I don’t get this, don’t you need to own the property you’re leasing through airbnb? Wouldn’t that usually involve a mortgage?

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